At Life Fertility we ask the right questions and do the right tests before recommending IVF – which can save you money and heartache. Our Fertility Specialists will carefully review your individual circumstances and discuss all relevant treatment options with you – not everyone wants or needs IVF.

We find the shortest path to the greatest joy, which means no wasted time and money. Our goal is to be as transparent as possible with all our costs and we encourage you to ask our friendly administration team any questions you may have about our costs.

How much will my first appointment cost?

Your first appointment will cost approximately $110 – $140 after Medicare rebates have been claimed. If you have a partner, we recommend they attend this appointment as well. Male partners are typically bulk billed for their first appointment. Please make sure that you both have GP referrals.

Any follow up appointments that may be needed will cost approximately $50 (after Medicare rebates).

How much will my fertility tests cost?

Depending on your medical history your Fertility Specialist will recommend a variety of tests for you and your partner (if relevant). These may include blood tests that will investigate:

  • Hormone levels (reproductive and thyroid function)
  • Infectious diseases (eg HIV, chlamydia, rubella)
  • Chromosomal analysis (also known as karyotyping).

These tests are typically bulk billed if you have a Medicare Card.

There are some other tests that may be needed to give your Fertility Specialist a thorough understanding of your reproductive health. These may include:

  • AMH test and ultrasound scan for the female partner
  • Semen analysis for the male partner.

There will be some out-of-pocket costs associated with these depending on which pathology lab is used. There can be quite some variation in pricing, so you may want to phone your local pathology provider to find out their current pricing before having your tests.

IVF and Medicare

Many treatments and services are eligible for a significant Medicare rebate and are often not as expensive as you might expect.

At Life Fertility we try and keep your IVF costs as affordable as possible and pride ourselves on being accessible to all patients. If your procedure is eligible for a Medicare rebate, where possible you only pay the gap between our fee and the Medicare rebate – this means your upfront costs are kept as low as possible.

You and your partner should register for the Extended Medicare Safety Net (EMSN) so that you will be eligible for additional rebates if you reach the required out-of-pocket expense thresholds. You can also read more about these rebates and benefits here.

How much does IVF cost?

At Life Fertility, you are treated as an individual and your treatment plan will be unique to you. That means your costs will be specific to you as well.

The example below gives a typical scenario, but we will always provide you with a quote specific to you once your treatment plan has been finalised with your Fertility Specialist.

Typical IVF and Medicare Rebate Example – current at July 2018

The current fee for your first standard IVF cycle in a calendar year is $6849.05 (Medicare item code 13200) and the Medicare Rebate is $3029.05.

You will be asked to pay the difference between these amounts, which is $3,820, upfront. Medicare will then forward a cheque to you (made out to Life Fertility) for the Rebate of $3029.05. You then simply forward the cheque to Life Fertility Clinic to complete your payment.

IVF Cycle Cost $6,849
Medicare Rebate – $3,029
INITIAL Out-of-Pocket Cost $3,820

In this example, if you are registered for the Extended Medicare Safety Net (EMSN) your out-of-pocket expenses will reduce even further once your cycle is complete. Shown below is a conservative estimate of what you can expect this additional rebate to be, and how that affects your final out-of-pocket costs.

Initial Out-of-Pocket Cost $3,820
Estimated Safety-net Refund – $1,620
Estimated FINAL Out-of-Pocket Cost $2,200

By reaching the EMSN (as described in this example) the cost of your subsequent cycles in the same calendar year reduce even further. We estimate your final out-of-pocket costs will only be around $600 for any subsequent IVF cycles (Medicare item code 13201).

Please note that these examples do not include the costs of supplementary treatment, hospital admission (if needed) or medications. You can expect to pay between $1,200 – $2,600 for these items depending on your treatment plan, and your level of health insurance cover.

We will always provide you with a detailed estimate of the fees specific to you once your treatment plan is finalised. We know understanding treatment costs can be confusing, and we are always happy to answer any questions that you may have.

Will my Private Health Insurance cover IVF treatment?

If you are in a private health fund, and have the appropriate level of cover, you may be eligible to claim a rebate for the following:

  • Some medications
  • A portion of the fees for your treating doctor when treated in hospital
  • Hospital admission, anaesthetist and theatre fees.

We recommend that you contact your private health insurer to confirm your membership status and the benefits and rebates that would be available to you.

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